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Who is Zabella Insurance

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Who we are

Since 2006, Zabella has bridged the gap between underserved communities and essential governmental assistance programs like ACA, also known as Obamacare. Each year, our dedicated insurance agents help thousands secure government subsidies, with many ACA plans starting at $0 for those who qualify. We also guide individuals in applying for Medicare as they reach the age of 65. At Zabella, we believe everyone deserves access to quality, affordable health coverage. We pride ourselves on integrity and professionalism, working tirelessly to improve lives and provide comprehensive support to underserved communities.
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Thousands Of Families Get Affordable Health Coverage Through Zabella

What are the essential health benefits offered through ACA?

The ACA requires all health insurance plans in the Marketplace to cover a set of essential health benefits. These benefits ensure that people have access to comprehensive healthcare services. Here’s a rundown:

Outpatient Care

Also known as ambulatory care, this includes doctor visits, outpatient surgery, and medical consultations. It's essentially any care you receive without being admitted to a hospital.

Pediatric Services

Covers medical care for children, including oral and vision care. This ensures that kids get the early and ongoing care they need.

Emergency Services

Coverage for sudden and severe medical issues. No pre-authorization is needed, and emergency care is covered at in-network rates even if you're treated out-of-network.

Hospitalization

This covers surgeries, overnight stays, and other inpatient care. Whether you need a major operation or just observation, this ensures you’re taken care of.

Mental Health and Substance Use Disorder Services

Including behavioral health treatment, such as psychotherapy and counseling. This covers both inpatient and outpatient services.

Prescription Drugs

Helps with the cost of medications prescribed by your doctor, including both generic and brand-name drugs.

Rehabilitative and Habilitative Services and Devices

Aids in recovery from injuries, illnesses, or disabilities. Rehabilitative services help you regain skills, while habilitative services help you acquire skills you've never had. Devices include anything from crutches to hearing aids.

Laboratory Services

Covers tests necessary for diagnosing and treating illnesses and conditions, such as blood tests and X-rays.

Preventive and Wellness Services

Includes routine checkups, screenings, and vaccines to prevent illness and manage chronic diseases. Many preventive services are offered without any cost-sharing.

Maternity and Newborn Care

Crucial services for expectant mothers and newborns, from prenatal care and delivery to postnatal care.

Disclaimers & Restrictions:

Zabella.com is a website domain of Zabella Global Enterprises Corp DBA Zabella Insurance Agency, a privately-owned non-government website, not to be confused with HealthCare.gov. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of health insurance marketed by Zabella.com or Zabella Global Enterprises Corp DBA Zabella Insurance Agency.
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